Get Pre-Approved4

$500 Closing Cost Credit

Dime wants to do everything we can to make your home loan more affordable from start to closing. So we’re giving you a $5002,3 credit towards closing costs.
15 Year Fixed Rate
30 Year Fixed Rate

15 Year Fixed Rate has a 2.778% APR, 180 payments of $6.67 per $1,000 borrowed. 30 year Fixed Rate has a 3.027% APR, 360 payments of $4.15 per $1,000 borrowed. Taxes and insurance are not included.

  • As little as 3% down payment available3
  • $500 credit towards closing2,3
  • Closing within 60 days3
Speak to a Senior Mortgage Consultant.

See what our customers are saying...

Lynn,Thanks again for your help with our recent refinance. You were helpful and thoughtful throughout the entire process and made this a seamless process. I will definitely recommend you to friends and family for future financing.

June 2020

100% Satisfaction! We could not have asked for anyone better. As first time home buyers in the midst of a pandemic, Sean was always level-headed, assuring, knowledgeable, and informed. He kept us in the loop every step of the way and worked with us tirelessly to ensure a great experience from start to finish for a task that can be very stressful. We are forever grateful.

May 2020

1 Rates quoted are based on a purchase of an owner-occupied, single-family property, located in the state of New York. Mortgage interest rates shown are based on a borrower having a FICO credit score of 740, a 60% loan-to-value (LTV), and a 60-day rate lock period. Under certain circumstances, a 60-day rate lock may not be available. Mortgage interest rates are based on current market rates and are subject to change without notice, are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type and borrower credit history.

The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as a yearly rate. The APRs are based on the interest rate, loan origination fees, and applicable closing costs and does not take into account other loan specific finance charges that may be required.

2 Must have a Dime account established within two weeks of receiving the mortgage commitment letter. Auto pay must be established from the Dime account to pay the mortgage. This offer is not available on the FHA loans or Jumbo Fixed Rate Loans. Offer available until 12/31/2020. Dime reserves the right to cancel or modify this offer at any time without notice.

3 Subject to Dime approval

4 Pre-approvals are based on our review of the information that we received from you and is not a commitment to lend. Pre-approvals are subject to verification and approval of your application, information, product and property eligibility.